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Hearsay
Evidence based on what the witness has heard someone else say, rather than what the witness has personally experienced or observed.
Insurer
The insurance company providing the insurance.
Nonrenewal
The termination of an insurance policy at its normal expiration date.
Binder
A temporary or preliminary agreement which provides coverage until a policy can be issued/delivered.
Subpoena
Document issued by the authority of the court to compel a witness to appear and give testimony or produce documentary evidence in a proceeding. Failure to appear or produce is punishable by contempt of court.
Comprehensive Coverage
Pays for damage to your car caused by reason other than collision, such as fire, theft, windstorm, flood, etc.
Vehicle ID No. (VIN)
This 17 character number is unique to each vehicle. It identifies characteristics of the vehicle, including manufacturer, year, model, body, engine specifications, and serial number.
Witness
Person who testifies under oath before a court, regarding what he/she has seen, heard or otherwise observed.
Limits
The maximum amount of benefits the insurance company agrees to pay in the event of a loss.
Negligence
The absence of ordinary care.
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